Get funding for your business
Tell us what you need in about two minutes. If a funding partner's program fits your request, the partner contacts you directly, and any offer and its terms come from them. MerchantDashis not a lender and never charges you a fee.
Start with your industry
Our sister sites specialize by vertical, so the request form asks the questions funders in your industry actually care about.
Restaurants & food service
Working capital sized to seasonal swings, equipment breakdowns, and expansion.
Start on ServiceWindow CapitalHotels & hospitality
Financing for renovations, PIPs, and off-season cash flow, matched to how lodging revenue actually arrives.
Start on FrontDesk FundsAuto repair shops
Funds for lifts, diagnostic equipment, parts inventory, and bay expansions — matched to shop economics.
Start on ShopFundFastStaffing agencies
Invoice factoring and payroll funding for agencies waiting 30–60 days on client payments, including healthcare staffing.
Start on ShiftFundedEquipment purchases
Financing for machinery, trucks, trailers and shop equipment, new or used, for established businesses.
Start on MachineFundedEvery other industry — retail, trades, e-commerce, services
Our sister site Brevo Capital covers the full range: lines of credit, term loans, SBA, equipment financing, and revenue-based working capital from $5,000 to $500,000+.
Know what you're signing before you sign it
Factor rates are not interest rates
A “1.3 factor” on a 6-month advance is not 30% APR — the equivalent annualized cost is far higher because you repay the full fee no matter how fast you pay down. Always ask for the total payback amount and the term, then compare.
Speed costs money — decide if it's worth it
24-hour funding exists, and it is priced accordingly. If you can wait two weeks, a line of credit or term loan is usually cheaper. If a broken walk-in freezer is costing you revenue today, fast capital can be the rational choice.
Funding questions, straight answers
How fast can a business actually get funded?
For revenue-based products like merchant cash advances, funding in 24–72 hours after submitting statements is realistic. Term loans and lines of credit typically take a few days to a few weeks; SBA loans take 30–90 days.
Does requesting funding hurt my credit?
The initial request forms we link to do not require a hard credit pull. If you move forward with a specific funder, they may run credit as part of underwriting — you can ask before authorizing anything.
What do funders look at besides credit score?
Monthly revenue (bank deposits), time in business, average daily balances, and NSF/overdraft history matter more than credit score for most working-capital products. Many funders work with scores in the 500s if revenue is steady.
What if most of my revenue comes through card sales?
Ask about card-split or lockbox repayment. Instead of a fixed daily debit, repayment flexes as a percentage of daily card sales — slower days mean smaller payments. It is often available even when fixed-debit products are not.
MerchantDash is not a lender or financial advisor. We connect businesses with funding partners and may be compensated by them when a referral results in funding — at no cost to you. Funding amounts, speed, and approval depend on the funder's underwriting of your business.