Customer Financing
Point-of-sale financing platforms merchants and contractors offer their customers: mechanics, fees, and honest platform reviews.
InsightsChoosing a Customer-Financing Platform: The 20-Question Checklist
Twenty questions to ask before signing with a customer-financing platform: approvals, fees, funding, integrations, compliance, and contract terms to check.
InsightsGreenSky Programs: Bank-Funded Home-Improvement Financing, Explained
How GreenSky's bank-funded home-improvement financing works: plan types, merchant discount fees, funding mechanics, and what to verify before you enroll.
InsightsAcima Leasing at Retail: Mechanics and Merchant Fit
How Acima's lease-to-own program works at retail: mechanics, merchant economics, early-purchase options, regulatory context, and where it fits or does not.
InsightsCustomer Financing for Contractors: How Point-of-Sale Lending Actually Works
How point-of-sale financing works when you are the merchant: the parties, the application flow, who pays the fees, and how to vet a platform before signing.
InsightsWaterfall Platforms vs Single-Lender Programs: Approval Rates vs Control
Waterfall platforms route one application across many lenders; single-lender programs keep control. What each buys you, what it costs, and how to compare.
InsightsWho Pays for 0% Financing: Merchant Discount Fees Explained
Who actually pays for 0% customer financing: merchant discount fees, deferred interest, pricing effects, and how to model the true cost of each funded job.
InsightsSnap Finance and Lease-to-Own: What Merchants Should Understand
What Snap Finance's lease-to-own program means for merchants: how LTO differs from credit, cost-of-ownership realities, disclosures, and honest fit limits.
InsightsSunbit for Auto Service and Dental: Where It Fits
Where Sunbit fits for auto-service lanes and dental offices: the application flow, approval-rate claims, merchant economics, and tradeoffs to weigh first.
InsightsSynchrony and Private-Label Cards: The Big-Bank Route
What Synchrony's private-label cards and promo financing offer merchants: revolving accounts, deferred interest, program fees, and fit versus fintech tools.
InsightsWisetack for Home Services: Structure, Costs, and Fit
A practitioner review of Wisetack for home-service companies: how the embedded financing flow works, what merchants pay, integrations, strengths, limits.