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Customer Financing

Customer Financing

Point-of-sale financing platforms merchants and contractors offer their customers: mechanics, fees, and honest platform reviews.

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Choosing a Customer-Financing Platform: The 20-Question Checklist

Choosing a Customer-Financing Platform: The 20-Question Checklist

Twenty questions to ask before signing with a customer-financing platform: approvals, fees, funding, integrations, compliance, and contract terms to check.

GreenSky Programs: Bank-Funded Home-Improvement Financing, Explained

GreenSky Programs: Bank-Funded Home-Improvement Financing, Explained

How GreenSky's bank-funded home-improvement financing works: plan types, merchant discount fees, funding mechanics, and what to verify before you enroll.

Acima Leasing at Retail: Mechanics and Merchant Fit

Acima Leasing at Retail: Mechanics and Merchant Fit

How Acima's lease-to-own program works at retail: mechanics, merchant economics, early-purchase options, regulatory context, and where it fits or does not.

Customer Financing for Contractors: How Point-of-Sale Lending Actually Works

Customer Financing for Contractors: How Point-of-Sale Lending Actually Works

How point-of-sale financing works when you are the merchant: the parties, the application flow, who pays the fees, and how to vet a platform before signing.

Waterfall Platforms vs Single-Lender Programs: Approval Rates vs Control

Waterfall Platforms vs Single-Lender Programs: Approval Rates vs Control

Waterfall platforms route one application across many lenders; single-lender programs keep control. What each buys you, what it costs, and how to compare.

Who Pays for 0% Financing: Merchant Discount Fees Explained

Who Pays for 0% Financing: Merchant Discount Fees Explained

Who actually pays for 0% customer financing: merchant discount fees, deferred interest, pricing effects, and how to model the true cost of each funded job.

Snap Finance and Lease-to-Own: What Merchants Should Understand

Snap Finance and Lease-to-Own: What Merchants Should Understand

What Snap Finance's lease-to-own program means for merchants: how LTO differs from credit, cost-of-ownership realities, disclosures, and honest fit limits.

Sunbit for Auto Service and Dental: Where It Fits

Sunbit for Auto Service and Dental: Where It Fits

Where Sunbit fits for auto-service lanes and dental offices: the application flow, approval-rate claims, merchant economics, and tradeoffs to weigh first.

Synchrony and Private-Label Cards: The Big-Bank Route

Synchrony and Private-Label Cards: The Big-Bank Route

What Synchrony's private-label cards and promo financing offer merchants: revolving accounts, deferred interest, program fees, and fit versus fintech tools.

Wisetack for Home Services: Structure, Costs, and Fit

Wisetack for Home Services: Structure, Costs, and Fit

A practitioner review of Wisetack for home-service companies: how the embedded financing flow works, what merchants pay, integrations, strengths, limits.