Helcim
Interchange-plus pricing starting at 0.30% + 8¢. No contracts.
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Pros
- Transparent interchange-plus pricing
- No contracts or cancellation fees
- Automatic volume discounts
- Free terminal equipment
Cons
- Only available in US and Canada
- Smaller merchant community
- Limited third-party integrations
Overview
What is Helcim?
Helcim is a Canadian-American payment processor known for its transparent interchange-plus pricing model. Unlike many competitors, Helcim passes through the actual interchange rates from card networks and adds a small markup, which often results in significantly lower costs for merchants processing higher volumes.
Key Features
- Interchange-plus pricing starting at 0.30% + 8 cents for in-person and 0.50% + 25 cents for online
- Automatic volume discounts that lower your rates as you process more
- Free POS software and virtual terminal included
- Free card readers provided with your account
- Helcim Shop for building simple online stores
- Invoice and subscription management built into the platform
- No contracts or cancellation fees ever
Pricing
Helcim uses interchange-plus pricing, meaning you pay the actual card network cost plus a small Helcim markup. The markup decreases automatically as your monthly volume grows, starting at 0.30% + 8 cents for in-person transactions. There are no monthly fees, setup fees, or hidden charges.
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Ready to try Helcim?
Interchange-plus pricing starting at 0.30% + 8¢. No contracts.